Multi-goal Deadline Funding Planner
Allocate known dated contributions to multiple savings goals and expose missed early deadlines, locked balances, timely funding and unused cash.
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How to use Multi-goal Deadline Funding Planner
Enter inclusive goal deadlines, locked existing savings and dated contribution amounts. Process contributions in date order and assign available whole cents to earliest deadlines first. Inspect each source allocation and cumulative deadline shortfall rather than trusting the final total alone.
- Use the example as the schema; replace its labels and entered model assumptions.
- Enter inclusive goal deadlines, locked existing savings and dated contribution amounts. Process contributions in date order and assign available whole cents to earliest deadlines first. Inspect each source allocation and cumulative deadline shortfall rather than trusting the final total alone.
- Calculate, inspect the complete witnesses and limitations, then copy or download the JSON report.
Good to know
- Up to 30 goals and 100 contributions. Each amount is exact whole cents at most 1 billion; goal target and contributions are positive. Saved amounts cannot exceed their goal. Dates are 1900–9999 and on/after asOf.
- All goals are known at asOf; funds have no release restriction beyond contribution date. Initial savings cannot move between goals. No interest, returns, borrowing, variable income estimation, bank action or financial recommendation.
- Local calculation with no upload, input persistence or outside lookup. Model JSON is limited to 30,000 characters and 10,000 values. Decimal quantities are strings with up to six places; count fields use plain JSON integers. Exact fractions are capped at 8,192 bits. The complete JSON output is limited to 1,000,000 characters; approximate numbers preserve their stored values. Unsupported states fail explicitly.
Common questions
Can a late contribution repair an earlier deadline?
It cannot count as timely funding for that goal. The plan records that shortfall and uses later contributions only for goals whose deadlines have not passed. A later prefix may have no cumulative shortfall while an earlier one failed, so inspect every deadline and the per-goal result.
Are my model inputs saved or sent to a server?
No. This model runs in the current browser tab and creates a local JSON download. It does not save your input or call an external data service.
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