Lease Versus Buy Cost Scenario Calculator

How to use Lease Versus Buy Cost Scenario Calculator

Add upfront cost and discounted period expenses, then subtract discounted terminal resale proceeds for ownership. Show both modeled costs and their difference.

1. Enter upfront purchase cost, ownership costs by period, end-of-horizon resale proceeds, upfront lease cost, lease costs by period, rate per period (%).
2. Check the model, units, and supported limits before calculating.
3. Run the tool, inspect the result, then copy or download it.

Good to know

• 1–120 equal periods and matching list lengths; no tax, financing, insurance, or resale assumptions are inferred. Results do not recommend an option.
• Runs locally. Numeric inputs are bounded; floating-point output is approximate and rounded to 12 significant digits. Unsupported or non-finite calculations produce an error.
• Educational user-assumption arithmetic only. No live rates, tax rules, financial advice, or outcome guarantees.